GENERAL TERMS

Information or data contained in this Web site is not guaranteed to be timely, current, accurate, or complete, and is subject to change without notice. Changes to the information, products or services described in this Web site may be made without updating this Web site to reflect such changes. Please contact us for confirmation before acting on any information or data.

This Web site is presented on an "as is" basis only, for your reference. Internet software or transmission problems may download and display inaccurate or incomplete information.

Products and services advertised on this Web site are:

• subject to the terms of the applicable agreements governing them; and
• available in the provinces and territories of Canada only where they may be legally offered.

Primmum Insurance Company and TD General Insurance Company services are available only in those jurisdictions where they may be legally offered.

TRADEMARKS / COPYRIGHT

Certain names, logos, designs, titles, words or phrases on this page or other pages of this Web site may constitute trademarks, service marks or tradenames of The Toronto Dominion Bank or other affiliates.

TD Insurance Meloche Monnex is a trademark of Toronto Dominion Bank and a tradename of Primmum Insurance Company, TD General Insurance Company and TD Home and Auto Insurance Company.

All information in this Web site is protected under the copyright laws of Canada and/or other countries.

Except for the purposes of downloading the pages of this site for viewing, unauthorized downloading, re-transmission, storage in any medium, copying, redistribution, reproduction, or republication of any part of this Web site for any purpose is strictly prohibited. No content from this site may be posted to news groups, mail lists or electronic bulletin boards, or incorporated into any other Web site nor may links be created to this Web site without prior written consent of Primmum Insurance Company and TD General Insurance Company.

The display of trademarks, trade names, or service marks on this Web site does not convey or create any license or privilege of any kind. Unauthorized use or exploitation of such marks and names is strictly prohibited.

E-MAIL DISCLAIMER

E-mail over the Internet is not a secure medium and privacy cannot be assured. Primmum Insurance Company, TD General Insurance Company and TD Home and Auto Insurance Company cannot assume any responsibility for any injury, harm or damage you may experience or incur by sending personal or confidential information to Primmum Insurance Company, TD General Insurance Company and TD Home and Auto Insurance Company over the Internet by E-mail, or if we send such information at your request.

LINKS TO OTHER SITES

References in this Web site to third parties' goods or services are not endorsements or approval of such goods or services; links to other Web sites are not endorsements or approvals of such sites, the third parties named therein, or their products and services, nor is any liability assumed for inaccuracies contained therein, or for incompatibility, non-suitability, viral infection, worms, trojan horses, or other destructive/disruptive components on or from such sites. You should always use appropriate anti virus or other protective software to protect your data and equipment.

DISCLAIMER OF LIABILITY

Primmum Insurance Company, TD General Insurance Company and TD Home and Auto Insurance Company are not responsible in any way for any damages, (direct, indirect, special, economic, or consequential) or harm suffered in respect of use of this Web site, any of its content or any Web browser that suffered or incurred by anyone in respect of error, negligence, interruption, omission, or delay in information, data, or quotes contained in or displayed on this Web site.

INSURANCE PRODUCTS

All insurance products are subject to limitations and conditions in the insurance policies and applicable legislation.

Due to Provincial legislation, our automobile insurance program is not offered in British Columbia, Manitoba and Saskatchewan.

Compensation and Ownership / Code of Consumer Rights and Responsibilities

TD Insurance Meloche Monnex has an ongoing commitment to helping its clients make informed property and casualty insurance choices. To further that aim, the TD Insurance Meloche Monnex insurance disclosure document on compensation of its duly licensed and fixed salaried representatives can be reviewed by clicking here. In addition, for more information on the Code of Consumer Rights and Responsibilities, click here.

Principles for the Sale of Insurance – A Consumer Protection Document for Residents of Newfoundland and Labrador

It’s important that all our clients understand their rights regarding insurance. We take pride in ensuring that your rights are protected at all times and that your insurance meets your needs and keeps you properly protected. As your insurance provider of choice, we offer you a wide range of coverage options along with various deductible levels and discounts. To ensure you have the deductible that meets your needs and that you’re benefiting from all eligible discounts, please visit us online or contact your local Client Services Centre.

Principles for the Sale of Insurance – A Consumer Protection Document
A special document developed by the Superintendent of Insurance for Newfoundland & Labrador is available for consultation. If you would like to consult the document, please click here. Its purpose is to keep you informed of your rights regarding the sale and purchase of home and auto insurance. Contact information is also available if you have any questions or concerns.

For additional information, you may also refer to:

Summary of Coverage, Deductibles and Discounts – Auto
Summary of Coverage, Deductibles and Discounts – Home
Summary of Coverage, Deductibles and Discounts – Motorcycle
The Most Frequent Questions and Answers

OTHER

The disclaimers, terms and conditions of this Primmum Insurance Company, TD General Insurance Company and TD Home and Auto Insurance Company Legal Information page are of general application and shall be read to be supplementary to, and in harmony with, any disclaimer, term, or condition of specific application on a particular page or pages of this Web site. In case of conflict, the specific shall take precedence over the general.

Copyright © 2001-2008 TD Insurance Meloche Monnex. All rights reserved.